At the Orange County law firm of Hayward, Parker & O’Leary Esqs., our attorneys pursue all bankruptcy and alternative means to solve your debt issues. While bankruptcy judges may not modify home mortgages except in a cram-down or strip-down situation, they may restructure them to let the borrower pay over the course of a Chapter 13 bankruptcy plan. Additionally, a bankruptcy court–sponsored Loss Mitigation Program lets debtors and creditors attempt to work out a mortgage default with greater transparency and accountability than is often available through mortgage industry loss-mitigation programs outside of bankruptcy. This program has been particularly successful in obtaining home loan mortgage modifications for homeowners desperately trying to save their homes.
From our Middletown, New York office, our attorneys at Hayward, Parker & O’Leary Esqs. have helped thousands of White Plains, Newburgh and mid-Hudson Valley residents modify their home mortgage. To schedule your free consultation and escape your debt burden, please contact us online or call us at 845-343-6227 today.