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Mortgage Modification
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HAMP Sunset Date is December 30, 2016

The Treasury’s Home Affordable Modification Program, known as HAMP, will sunset on December 30, 2016. HAMP, put in place early in the Great Recession, provides two separate avenues for a homeowner with a qualified mortgage dated prior to January 1, 2009 that is in default or at imminent risk of default to seek a mortgage Read More

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Mortgage Modifications Before, During and After Bankruptcy

Any exploration of this topic requires an understanding of reaffirmation agreements. Under New York bankruptcy law (In re Boodrow) a debtor does not have to sign a Reaffirmation Agreement for a mortgage on real estate. This is a good thing (especially when dealing with second or third mortgages), since a signed Reaffirmation Agreement causes you Read More

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    225 Dolson Avenue
    Suite 303
    Middletown, New York 10940
    Phone: 845-343-6227
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